Buildings, Contents and Property Damage Insurance
Why do you need buildings, contents and property damage insurance?
It’s important to protect your business against unexpected events, especially when it comes to potential property damage. Problems cause by storms, fire or flood can quickly escalate. Buildings, content and property damage insurance, also known as Property Damage Liability, can include anything from rebuilding and debris removal to stock replacement and production downtime, ensuring that any damaged caused to your business doesn’t affect your overall profits.It may also be a legal requirement under any loan or lending agreements.
Working with you to understand your business’ individual risks, our advisers will design a programme of cover to reflect your business needs.
To ensure you’re covered against accidental damage like breakage of glass, ‘all-risks’ cover can be added to your policy.
Insurance for residents’ associations
A residents’ association shoulders not only the well-being of a community but can also find itself at risk if things go wrong.
As an officer of a residents’ association, you have a responsibility for the buildings including common areas and so it’s vital to make sure your assets are protected to ensure your community’s financial security.
We offer comprehensive insurance designed specifically for residents’ associations property owners and their directors, tailoring the cover to meet your particular needs, giving you peace of mind.
What type of damages can be covered?
Fire
Flood
Storms
Accidental Damage
Lightning
Escape of water
Theft
Stock/ inventory